Christmas comes Dec. 25 every year
To every parent complaining and whining about not having enough money to get their child a gift and asking for hand outs.
Xmas comes the same day every year. So starting January why not take 20$ of your child tax credit (since it’s for the kid not you) very month per child and save it come Dec 2018 you won’t have to bitch and complain that you can’t afford to get your child any thing.
Next year you’ll have 240$/per kid.